MANAGER, PORTFOLIO MANAGEMENT – Across Quebec

Job description

Position Overview

The Manager, Portfolio Management plays a key role in maintaining and updating BDC’s loan portfolio by processing service requests and conducting annual reviews during the lifecycle of a loan. This individual evaluates and recommends complex service requests and works with the Business Development team to develop effective solutions that align with BDC’s policies and directives while meeting client needs.

Key Responsibilities

• Follow up on outstanding file issues, ensuring forms and information are accurate and complete, conditions are met, and required signatures are obtained, in compliance with BDC’s policies and procedures.
• Validate portfolio profitability during annual reviews by monitoring client borrowing activities and identifying additional opportunities (e.g., financing or consulting) to retain existing clients proactively.
• Analyze financial statements, complete financial analyses, and assess risk ratings.
• Address potential risks (arrears, risk deterioration, or declining financial results) proactively and collaboratively with internal teams.
• Evaluate high-risk and advanced requests, proposing solutions to restructure agreements, reduce risks, and mitigate losses.
• Approve, decline, or recommend service requests within established parameters, ensuring high-quality due diligence and analysis.
• Build strong relationships with business centre staff and internal colleagues to promote teamwork and consistent policy application.
• Coach and mentor team members, sharing knowledge and expertise.
• Stay informed on economic trends and their potential impact on clients in the Bank’s portfolio.
• Keep up to date with changes in policies, procedures, and trends in credit and regulatory issues that may affect BDC.

Required experience and qualifications

Qualifications

• Bachelor’s degree in commerce or business administration.
• 3–5 years of experience as an account manager in the banking sector.
• Strong knowledge of banking products, services, policies, processes, and procedures.
• Proven ability to analyze complex financial structures and solve problems proactively with sound judgment.
• Flexibility and adaptability to a dynamic environment.
• Effective time management skills with the ability to prioritize and meet tight deadlines.
• Team-oriented with a collaborative mindset.
• Bilingualism (French and English) may be required based on the location.

Salary

Based on experience.

Application Process

To apply, please send your resume and cover letter to recruitment@bdc.ca by December 15, 2024.

BDC is committed to equity and diversity in employment and encourages applications from all qualified candidates, including members of visible minorities, Indigenous peoples, and persons with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process.

Job posting period

Until 2024-12-09 at 00:00